Money Transfer | Clovers Bank Plc

Why choose Clovers Bank Plc to send money abroad?

We've made it quick and easy for you to make international payments and send money abroad:

Making international Transfer:

Available 24/7 via online banking

Send up to $150,000 or currency equivalent in a matter of minutes via online banking. We've also made it easy for you to set up future dated and recurring payments.

Online transfer fees

Send money online via your online account for just $18. There's no payment fee if you transfer to another Clovers Bank Plc account.

Bank to Bank transfer fees

All customer receiving Loans, Benefit Donation, Compensation, NGO Organzation funds, Charity Organization funds and PSV from our bank are reliable to pay the transfer fees. For wire transfer the fee is $587.00 USD and DHL/FedEx the fee is $287.00 USD

Safe and secure

Using your own bank means you'll have peace of mind knowing that your transaction is secure. Last year we helped our customers make over 1.3 million payments to over 150 different countries.

International Transfer

Find out how to make international transfer using your online banking details.

How to make an international Transfer

Make a Transfer online

Log on to online banking and:

1. Select the account from where you want to transfer the money and select 'Move Money'
2. Enter payment details
3. Follow the on-screen instructions
4. Review and confirm your payment

Log on to make a payment

Make a payment by phone or in branch

Make a payment by phone

Clovers Bank Plc Clovers Bank Plc customers: +15103701813

Clovers Bank Plc Clovers Bank Plc customers outside the United States: +15103701813†

All other customers: +15103701813*

All other customers outside the United States: +15103701813*

†Our Support lines are open 24 hours a day for Clovers Bank Plc Clovers Bank Plc and Advance customers. *Our online chat are open every day (excluding Christmas Day, Boxing Day and New Year's Day)

Make a payment in branch

When making an international payment in one of our branches, please bring the following with you:

Photographic identification
Beneficiary details
Payment details

Find a branch

Textphone numbers

Moving Money Abroad

Things you need before making an international transfer from your online bank

Providing this information will help to ensure that the transfer happens as quick as possible.

1. Account Names
2. SWIFT Code
3. IBAN (International Bank Account Number) or account number
4. BIC (Business Identifier Code)
5. Routine Number

It’s possible for you to transfer money in either USD EUR or GBP and other local currency.

If a payment is received in a different currency to what your account is held in, we'll convert it using the most up to date Clovers Bank Plc Exchange Rate available before crediting it to your account online.

Additional information

We'll make your international payment using the details you provide to us, so it's really important you check they are correct to avoid any unnecessary delays and / or charges.

Before you make an international payment it's important that you have the following details to hand about your beneficiary and payment:

Your account details: for the Bank Account you wish to be debited
Beneficiary's full name and address
Beneficiary's bank code: You should obtain this code, normally the Business Identifier Code (BIC), from your beneficiary. For some countries you may need the national bank code rather than the BIC.
IBAN (International Bank Account number) or account number: The IBAN is a series of alphanumeric characters that helps to identify accounts held anywhere in the world. Some beneficiaries may hold just an account number depending on their bank.
Country of their bank: Your beneficiaries' account holding bank may not always be the same as their home country
Amount of the payment
Any reference: Any reference you would like to be included to be sent to the beneficiary, however we cannot guarantee this information will be passed to your beneficiary by their bank
Reason for making the payment: It is important to provide us with this information if we ask for it

Online: up to $50,000 (or currency equivalent)
Branch: unlimited
Telephone: unlimited for Premier, and up to $10,000 (or currency equivalent) for Non-Premier

Payments to accounts in the EEA in euro and sterling will normally be credited the next working day*. All other payments will normally take up to four working days* (but may take longer depending on the country the money is being sent to).

* subject to currency cut-off time and further checks, as from time to time we may need to conduct additional security checks to validate the payment.

Currently this option is only available online when logged into Online Banking.

The exchange rate applied to your instruction will be the Clovers Bank Plc Exchange Rate applicable at the time your payment is made. This is a live rate which is updated by the second during market hours. We will notify you each time you make a payment from your account and where a currency exchange has been involved, we will confirm the Clovers Bank Plc Exchange Rate that has been applied.

For future dated payments, the exchange rate will be applied on the day that the payment is made.

You can check the actual exchange rate used for the payment by viewing 'Historic payments' within 'Manage payments'.

We will also write to you to advise of the exchange rate applied to the payment where applicable.

If you've asked us to make a payment immediately you will be unable to cancel it.

You can cancel a future dated or recurring international payment set up online by selecting 'Manage payments - future payments' in Send Money Overseas via online banking. We will need to have received your request to cancel by 23.59 (US Time) on the day before the payment is due to be made.